December 12 2006

CROSSWINDS CREDIT REPAIR PROGRAM MAKES DREAM OF HOME OWNERSHIP A REALITY

NOVI, MI – Credit issues can be the number one obstacle for potential home buyers. In an effort to clear the pathway to new home ownership, Crosswinds Communities in cooperation with Sallie Mae Home Loans, has announced CreditXpert - a new credit repair program specifically designed to raise credit scores for home buyers.

Using the concise, timely and efficient CreditXpert program – Crosswinds Communities will quickly identify critical factors or credit concerns and determine the best course of action to increase a home buyer's credit scores.

Together, home buyers and Crosswinds credit counselors determine a strategic course of payment that targets the highest positive credit impact. By taking action as outlined by the CreditXpert program – home buyers can achieve optimum results in the most effective, timely manner and potentially decrease the amount of money necessary to obtain higher credit scores.

The process of raising credit scores provides home buyers with the opportunity to qualifying for better mortgage interest rates and a wider variety of mortgage programs.

A unique component of the program is the “CreditXpert What-If Simulator”, using the simulator allows home buyers to see exactly how various actions will impact their credit scores. By following recommendations on actions to take, home buyers can obtain the predicted credit score improvements either by rapid re-score or by a non-quick planning mode approach. The flexibility of the Crosswinds credit repair program will allow a greater number of applicants to find a plan suited to their individual needs, thus positively impacting a greater number of potential home buyers.

“A large percentage of our customers are first time home buyers – many with credit concernss” commented Allison Stark, Marketing Strategist, Crosswinds National. “In many cases, people can own homes, something that they absolutely thought was out of the question for them, it truly is making their dreams of homeownership a reality”.

“Because this program counsels people every step of the way in their credit repair, an added bonus is a clear understanding of what builds or damages your credit score”, added Stark. “People leave the program with their credit scores boosted and they have gained the life-long skill of being able to understand and control the financial health of their credit scores”.

“Having a higher credit score is beneficial in ways many people don't consider – better mortgage rates is certainly a top priority for our clients, but insurance rates are also based on credit scores”, concluded Stark. “Obviously there are many ways that repairing your credit is advantageous – it just makes sense”.

For information about Crosswinds credit repair program or to schedule a no obligation consultation with a member of the Crosswinds credit repair team, please contact (248) 615- 1313 .

CreditXpert is presented by Crosswinds Communities, a premier award winning company, founded in 1971 by Bernie Glieberman, specializing quality residential home building and land acquisition and development. Adeptness in land use, economic development, urban redevelopment and historic preservation combined with attention to detail have earned Crosswinds national recognition. Crosswinds is committed to offering a full complement of services while maintaining the fundamental pledge to quality and value. For more information about credit repair options, CreditXpert, Crosswinds Homes, Crosswinds National, land acquisition or any of our other services please call (248) 615-1313 or visit www.crosswinds.com